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Howard is a Partner and the Director of Municipal Bond Research for Evercore Wealth Management. He has over 30 years of experience in analyzing municipal securities.
Prior to joining Evercore in 2009, Howard was a director at the Public Finance Department of Financial Guaranty Insurance Company for 11 years. He previously was a vice president with the investment banking firm of Prager, Sealy & Co. and, earlier, a vice president at Moody’s Investors Service. He began his career as an economist with the New York State Senate Finance Committee in Albany, New York.
Howard is widely quoted in the media, including The Wall Street Journal, Bloomberg News/Business Week, Barron’s, Reuters, The Financial Times and The Bond Buyer, and he has appeared on CNBC, National Public Radio and Bloomberg News.
Howard received a Bachelor’s Degree in Economics from the State University of New York at Albany, and a joint Master’s Degree in Public Affairs from the Lyndon B. Johnson School of Public Affairs and an M.B.A. from the McCombs School of Business.
Howard Cure, National Director of Municipal Bond Research, writes in “Mass Transit Systems: Lawmakers All Aboard (For Now)” that there may be opportunities for bond investors in this sector. However, he notes that questions remain around the long-term impact of hybrid work.
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Volume 47 of Independent Thinking® by Evercore Wealth Management addresses the evolving landscape of wealth management amid shifting market conditions, family dynamics, and business transitions.
The issue highlights the necessity of ongoing, strategic decision-making as economic environments and personal circumstances change. It explores the importance of investment diversification, the opportunities and risks in credit markets, and the complexities of business sales and succession planning.
The publication also examines innovative planning tools like sprinkling trusts to address family needs and legacy objectives. Overall, the volume emphasizes collaboration with advisors and proactive planning to maximize financial outcomes and protect family legacies in times of uncertainty.
Investment and Wealth Management services are provided by Evercore Wealth Management, LLC an investment advisor registered with the U.S. Securities and Exchange Commission (the "SEC") under the Investment Advisers Act of 1940. Registration with the SEC does not imply a certain level of skill or training. Trust and custody services are provided by Evercore Trust Company, N.A. a national trust bank regulated by the Office of the Comptroller of the Currency.
Client retention rate is based on data from 06/30/24 – 06/30/25. Assets under management are as of 06/30/25
